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Health Insurance Plan - Coverage Type

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Medical Plans:

  • Major Medical Plan (MMP) - This plan is favored by those who prefer to choose any doctor or hospital. This is typically the most expensive medical program.
  • Preferred Provider Organization (PPO) - This plan generally affords you the ability to choose any doctor or hospital from the PPO’s directory or to use a doctor outside the plan, at a higher expense.
  • Point Of Service (POS) - This plan typically has a network, but allows for self and physician referrals to be covered regardless of network status.

Optional Coverages/Benefits:

  • Dental Coverage - Inexpensive coverage to assist in the cost of cleaning and maintaining teeth.
  • Maternity Coverage - Covers Maternity under the same benefits as an illness.
  • Prescription Benefit - Covers Prescription Drugs with a co-payment.
  • Vision Care Benefit - Covers some costs associated with vision care and correction.

One Response to “Health Insurance Plan - Coverage Type”

  1. Brider Says:

    You have to be aware the fact that you can potentially save much money when you buy a discount dental plan, rather than dental insuranse.

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